Affordable Health Insurance for Arizona Residents

You can enroll during the annual Open Enrollment Period (usually November 1st to January 15th). You may also qualify for a Special Enrollment Period if you experience a qualifying life event, such as losing other health coverage, getting married, or having a baby.

Eligibility for subsidies (like Premium Tax Credits) is based on your estimated income for the year and your household size. Our quoting tool will help you estimate your eligibility for financial help to lower your monthly premium.

HMO (Health Maintenance Organization) plans typically require you to use doctors, hospitals, and specialists within their network and get a referral from your primary care physician to see a specialist. PPO (Preferred Provider Organization) plans offer more flexibility, allowing you to see both in-network and out-of-network providers without a referral, usually at a higher cost.

Yes, 100%. Our services are completely free to you. We are compensated by the insurance carriers we partner with, so you get the benefit of our expert advice and assistance at no extra cost. The price of your plan is the same whether you buy it through us or directly from the carrier.